Posted on: January 21, 2026
Are You Seeing More Crime on Your Farm than Your Insurance Records Show?
The data also highlights some clear patterns
Rural crime claims tend to spike over summer, particularly in January, before easing back during winter. Certain items have become more attractive targets, including caravans and motorcycles, while theft of some passenger vehicles has declined.
There are also cases where vehicles and machinery are not stolen outright but are stripped of fuel, tyres, rims, or GPS units.
For us, the message is simple. If crime is occurring but not being reported, your insurance may not accurately reflect the level of risk you are facing.
Practical steps can still make a difference. Clear “private property” or “CCTV in use” signage, improved lighting around sheds and fuel storage, more detailed records of stock and equipment, and options such as cameras or smart tags can all help deter offenders and support future claims.
We can work with you to review how your property is secured, confirm that key assets and livestock are properly listed, and ensure your sums insured and excesses reflect the realities on the farm.
If you are concerned that the picture on paper looks safer than what you experience day to day, that is the right time to speak with us about your cover.
