House and Contents Insurance
Protect your home and everything in it.
In the event of an emergency, your safety and the safety of those around you is the most important thing. However, in times of crisis, knowing your property and personal belongings are covered by insurance provides comfort and peace of mind for the future.
Extreme weather is the new norm and climate change is having an unprecedented impact on our lives. There are many examples in recent times of catastrophic property damage due to the harsh Australian climate, with events such as bushfires, floods, cyclones and hail storms. You can act to protect what matters most to you and ensure you are covered for losses to your home or contents.
Whilst standard home insurance policies cover damage caused by hazards and disasters like crime, fires, flooding, storms and other natural disasters, accidental damage cover protects you when things go wrong around your home. Think about that cricket ball going through your stained-glass window, or tripping over and knocking the laptop off your coffee table. The damaged from these unforeseen and unintentional mishaps caused by you, or a visitor to your home, can be covered.
GIA can guide you if you are considering specifying items on your insurance policy. Specified items are high in value and typically include jewellery, artworks, bicycles and electronics, such as computers and cameras. Specifying items on your insurance policy allows you to list them separately to cover them for their full amount, rather than for the set limits.
Talk to the team at GIA about a home insurance policy that suits your needs.
- Listed Events Cover provides protection against fire, lightning, earthquake, storm damage and impact damage.
- Accidental Damage Cover protects you for any accidental damage or accidental loss. This may include portable items that are removed from the property such as phones, tablets and computers. GIA can guide you through an insurance solution to meet your needs.